You may still have some questions which is understandable so here are some of our most asked questions…
You just visit the Easy Financing website and click on the Apply Now button and fill out the quick application – within minutes, it’s in the hands of one of the fully trained credit staff to review.
Once we receive your supporting documents, conditional approval can often be given within a few hours.
If there are no delays in sending the documents we need, you can have the money in your bank account within 24 hours, often much sooner.
The minimum amount for a loan is $300 but you may qualify for up to $5000. Can I get turned down?
We don’t offer a guaranteed loan so it is possible to be turned down. While we seek to work with everyone we can, you must have the ability to repay the loan to be accepted.
Yes, we will, but Easy Financing works with people with all kinds of credit issues. We look more at your ability to repay the loan and your current financial situation not what is was 5 years ago.
You will need to provide proof of income but it can be part-time, full-time, or self-employment income. As long as you show that you are bringing in money from somewhere, this income will be considered.
If part of your income is via Centrelink, that is OK, but you will generally need another source of income that is additional to your Centrelink payments as well.
We require 90 day statement/transaction history, 2 recent payslips or your income statement from Centrelink, letter confirming your address and your ID e.g. Drivers Licence, Passport or Birth Certificate. If you are unsure as to what documents are required just give us a call on 1300 27 5626 and one of our representatives will be happy to help. You can upload the documents during your application or simply scan and email you supporting documents to firstname.lastname@example.org.
First, congratulations on repaying the loan! It usually takes two (2) full business days before your bank will confirm with us that your payment has cleared. However, do not let that stop you from making another request right now. That way, you can receive your new loan the moment that the bank clears your final repayment.
Sometimes there are unforeseen circumstances that may prevent you from making a payment on the agreed upon date. First, remember that the costs associated with your loans do not increase unless you fail to contact us two (2) full business days before your next direct debit. Even if you fail to contact before you your direct debit is due, contact us as soon as possible so that we can work something out.